Applying for Scholarships online – Vidyasaarathi Portal

Vidyasaarathi, an initiative by NSDL e-Governance Infrastructure Limited (NSDLe-Gov), is an online platform that effectively brings together various stakeholders in the education ecosystem. It is an online portal to enable various corporates and other entities to make available information about the various scholarship schemes offered by them on one side; and on the other side, it enables the interested students to view all such schemes in one place and apply for. For more information, please visit

Online Application to banks for Education Loans – Vidya Lakshmi Portal

The Indian scenario paints a vivid picture in terms of education and accessibility to affordable education. Many students forego their pursuit of education for lack of funds. With a view to enabling all students to pursue higher education of their choice without any constraint of funds, Pradhan Mantri Vidya Lakshmi Karyakram has been conceptualised.

NSDL e-Gov has been authorised to develop and maintain Vidya Lakshmi portal. It provides a single-window for students to access information about various loan schemes offered by banks and submit applications for an educational loan. The Department of Financial Services has made it mandatory for all banks to accept education loan applications only through Vidya Lakshmi portal. These loans are provided to pursue various types of academic courses, in India and abroad. Loan amounts can vary from bank to bank, upto Rs.15 Lakh. For education abroad, banks may provide loans up to Rs.20 Lakh.

Anyone who wants to apply for education loan, needs to register on

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Author and Assistant Professor in Finance, Ardent fan of Arsenal FC. Always believe "The only good is knowledge and the only evil is ignorance - Socrates"
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